Retail Mortgage

The retail mortgage lending business consists of

  • Home Loans
  • SME Loan Against Property
  • Education Institutions Lending
Our Products
Home Loans

JM Financial Home Loans represents our foray into the housing finance business. We provide home loans tailor-made for your every need. Our Goal is to help you acquire your dream home, your own little piece of heaven. We endeavor to reach out to home buyers typically not served by banks and traditional housing finance companies. We promise to provide our customers a transparent and quick home loan disbursement process, hassle-free and easy documentation process and top class customer service.

Keeping in line with the culture of innovation within the JM Financial Group, we endeavor to constantly innovate and diversify our product and service offerings. We will be your Trusted Advisor for any and every query you might have about your Property, Loan and Documentation to ensure a seamless experience designed for your utmost convenience.

Educational Institutional Loans
Loan Against Property
Leadership TEAM

Mr. Manish Sheth
MD & CEO – JM Financial Home Loans Limited

Apart from heading finance function of the Group, Mr. Manish Sheth has successfully incubated and build a housing finance business. He convinced the management and the board to foray into a value creation opportunity by getting into housing finance and educational institutional lending business. He oversaw all the processes from applying for the license the  to recruiting the right talent and operationalizing the business. The retail mortgage book today has an AuM of ~1000 crores. JM Financial Home Loans today boasts of a team of over 500 people and has expanded its footprint to over 50 branches. The business has provided homes to around 5,000 Indians and loans to 100 schools consisting of 100,000 students. In its third year of operation and in the backdrop of COVID 19 adversities, the venture has turned profitable. JM Financial Home Loans raised capital at a pre-money valuation of 510 Crores, implying 3.4x p/b.